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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,951 | $83,485+1.8% | $125,195-32.1% | $72,976+16.4% |
| Participation rate | 69.7% | 73.3%-3.6pp | 79.8%-10.1pp | 69.5%+0.2pp |
| Annual return | 21.64% | 25.77%-4.1pp | 43.79%-22.1pp | 81.02%-59.4pp |
| Employer contribution / active EE | $3,927 | $2,346+67.4% | $3,866+1.6% | $2,440+60.9% |
| Participant deferral / active EE | $6,177 | $3,586+72.2% | $4,937+25.1% | $3,608+71.2% |
| Admin fee / account holder | $41,154 | $5,518+645.8% | $9,704+324.1% | $5,124+703.1% |