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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,286 | $45,872-36.2% | $77,100-62.0% | $68,490-57.2% |
| Participation rate | 37.9% | 55.9%-18.0pp | 67.9%-30.0pp | 67.9%-30.0pp |
| Annual return | -18.67% | 1.73%-20.4pp | 42.35%-61.0pp | -7.85%-10.8pp |
| Employer contribution / active EE | $594 | $1,650-64.0% | $2,815-78.9% | $2,597-77.1% |
| Participant deferral / active EE | $1,676 | $2,963-43.4% | $4,430-62.2% | $4,028-58.4% |
| Admin fee / account holder | $907 | $3,041-70.2% | $5,443-83.3% | $5,403-83.2% |