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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,496 | $56,431-61.9% | $130,788-83.6% | $87,485-75.4% |
| Participation rate | 20.7% | 58.9%-38.3pp | 70.1%-49.4pp | 68.9%-48.2pp |
| Annual return | 21.87% | 91.27%-69.4pp | 386.44%-364.6pp | 26.06%-4.2pp |
| Employer contribution / active EE | $811 | $1,549-47.7% | $3,558-77.2% | $2,596-68.8% |
| Participant deferral / active EE | $1,399 | $2,749-49.1% | $4,137-66.2% | $4,274-67.3% |
| Admin fee / account holder | $245 | $4,433-94.5% | $6,673-96.3% | $7,775-96.9% |