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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,978 | $65,367+56.0% | $92,915+9.8% | $72,976+39.7% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 12.50% | 42.11%-29.6pp | 109.45%-97.0pp | 81.02%-68.5pp |
| Employer contribution / active EE | $1,718 | $2,594-33.8% | $3,653-53.0% | $2,440-29.6% |
| Participant deferral / active EE | $4,510 | $3,128+44.2% | $4,238+6.4% | $3,608+25.0% |
| Admin fee / account holder | $426 | $4,251-90.0% | $5,796-92.7% | $5,124-91.7% |