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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,871 | $107,368-77.8% | $92,915-74.3% | $152,909-84.4% |
| Participation rate | 47.6% | 79.8%-32.2pp | 76.0%-28.4pp | 82.5%-34.8pp |
| Annual return | 0.00% | 145.64%-145.6pp | 109.45%-109.4pp | 345.46%-345.5pp |
| Employer contribution / active EE | $1,016 | $4,222-75.9% | $3,653-72.2% | $4,764-78.7% |
| Participant deferral / active EE | $1,968 | $4,848-59.4% | $4,238-53.6% | $5,851-66.4% |
| Admin fee / account holder | $1,265 | $7,082-82.1% | $5,796-78.2% | $11,601-89.1% |