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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,305 | $115,814-69.5% | $101,275-65.1% | $158,982-77.8% |
| Participation rate | 84.2% | 79.4%+4.8pp | 75.8%+8.4pp | 82.0%+2.2pp |
| Annual return | 13.82% | 56.16%-42.3pp | 46.48%-32.7pp | 302.99%-289.2pp |
| Employer contribution / active EE | $751 | $4,176-82.0% | $3,660-79.5% | $4,763-84.2% |
| Participant deferral / active EE | $1,314 | $4,958-73.5% | $4,371-69.9% | $5,983-78.0% |
| Admin fee / account holder | $616 | $7,249-91.5% | $5,948-89.6% | $11,252-94.5% |