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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $651,276 | $59,819+988.7% | $79,583+718.4% | $68,490+850.9% |
| Participation rate | 0.0% | 61.1%-61.1pp | 69.5%-69.5pp | 67.9%-67.9pp |
| Annual return | -17.89% | -12.30%-5.6pp | 0.16%-18.1pp | -7.85%-10.0pp |
| Employer contribution / active EE | $4,883 | $1,505+224.4% | $2,414+102.3% | $2,597+88.1% |
| Participant deferral / active EE | $6,243 | $3,025+106.4% | $3,986+56.6% | $4,028+55.0% |
| Admin fee / account holder | $58,002 | $4,835+1099.5% | $6,835+748.6% | $5,403+973.5% |