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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,816 | $73,019-5.8% | $90,766-24.2% | $68,490+0.5% |
| Participation rate | 93.2% | 70.8%+22.3pp | 75.7%+17.5pp | 67.9%+25.3pp |
| Annual return | -15.05% | -13.81%-1.2pp | -12.16%-2.9pp | -7.85%-7.2pp |
| Employer contribution / active EE | $2,990 | $2,193+36.3% | $2,922+2.3% | $2,597+15.1% |
| Participant deferral / active EE | $1,254 | $3,626-65.4% | $4,565-72.5% | $4,028-68.9% |
| Admin fee / account holder | $3,747 | $5,897-36.5% | $8,446-55.6% | $5,403-30.7% |