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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,733 | $87,132+3.0% | $105,624-15.0% | $80,959+10.8% |
| Participation rate | 95.8% | 70.4%+25.3pp | 75.3%+20.5pp | 67.7%+28.1pp |
| Annual return | 10.30% | 17.03%-6.7pp | 116.20%-105.9pp | 35.67%-25.4pp |
| Employer contribution / active EE | $3,302 | $2,397+37.8% | $3,168+4.2% | $2,757+19.8% |
| Participant deferral / active EE | $1,550 | $3,985-61.1% | $5,013-69.1% | $4,300-64.0% |
| Admin fee / account holder | $2,804 | $8,449-66.8% | $10,961-74.4% | $6,925-59.5% |