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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,733 | $87,059+3.1% | $105,608-15.0% | $80,925+10.9% |
| Participation rate | 95.8% | 70.4%+25.3pp | 75.3%+20.5pp | 67.7%+28.1pp |
| Annual return | 10.30% | 17.05%-6.7pp | 116.50%-106.2pp | 35.65%-25.3pp |
| Employer contribution / active EE | $3,302 | $2,396+37.8% | $3,167+4.3% | $2,756+19.8% |
| Participant deferral / active EE | $1,550 | $3,986-61.1% | $5,010-69.1% | $4,299-63.9% |
| Admin fee / account holder | $2,804 | $8,443-66.8% | $11,028-74.6% | $6,940-59.6% |