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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,253 | $166,242-72.2% | $165,071-72.0% | $145,884-68.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 21.94% | 100.44%-78.5pp | 70.17%-48.2pp | 551.85%-529.9pp |
| Employer contribution / active EE | $1,590 | $5,283-69.9% | $4,347-63.4% | $4,662-65.9% |
| Participant deferral / active EE | $2,846 | $6,964-59.1% | $6,035-52.8% | $6,690-57.5% |
| Admin fee / account holder | $2,148 | $16,658-87.1% | $12,695-83.1% | $13,392-84.0% |