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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,672 | $178,174-72.1% | $156,181-68.2% | $137,256-63.8% |
| Participation rate | 90.9% | 82.0%+8.9pp | 78.8%+12.1pp | 80.0%+10.9pp |
| Annual return | 14.05% | 84.19%-70.1pp | 64.87%-50.8pp | 220.34%-206.3pp |
| Employer contribution / active EE | $1,530 | $4,972-69.2% | $4,294-64.4% | $4,156-63.2% |
| Participant deferral / active EE | $1,748 | $6,888-74.6% | $6,132-71.5% | $6,407-72.7% |
| Admin fee / account holder | $1,935 | $17,404-88.9% | $14,586-86.7% | $12,270-84.2% |