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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,672 | $199,109-75.1% | $173,730-71.4% | $154,746-67.9% |
| Participation rate | 90.9% | 82.8%+8.1pp | 79.6%+11.3pp | 80.7%+10.2pp |
| Annual return | 14.05% | 20.02%-6.0pp | 19.96%-5.9pp | 172.34%-158.3pp |
| Employer contribution / active EE | $1,530 | $5,311-71.2% | $4,577-66.6% | $4,379-65.1% |
| Participant deferral / active EE | $1,748 | $7,113-75.4% | $6,326-72.4% | $6,730-74.0% |
| Admin fee / account holder | $1,935 | $20,916-90.7% | $17,523-89.0% | $14,365-86.5% |