Filed February 16, 2026
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.4 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $22,049 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,986 | $49,451+217.5% | $79,550+97.3% | $66,914+134.6% |
| Participation rate | 53.3% | 61.3%-8.0pp | 69.5%-16.2pp | 69.8%-16.5pp |
| Annual return | -19.48% | 84.25%-103.7pp | 0.16%-19.6pp | 1.58%-21.1pp |
| Employer contribution / active EE | $1,660 | $1,266+31.2% | $2,413-31.2% | $2,544-34.7% |
| Participant deferral / active EE | $4,008 | $3,159+26.9% | $3,985+0.6% | $4,237-5.4% |
| Admin fee / account holder | $266 | $595-55.3% | $6,832-96.1% | $593-55.2% |