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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,757 | $134,001-58.4% | $112,258-50.3% | $134,509-58.5% |
| Participation rate | 86.7% | 78.6%+8.1pp | 75.1%+11.6pp | 81.2%+5.4pp |
| Annual return | -23.44% | 47.15%-70.6pp | 27.47%-50.9pp | 418.13%-441.6pp |
| Employer contribution / active EE | $1,075 | $4,039-73.4% | $3,636-70.4% | $4,741-77.3% |
| Participant deferral / active EE | $3,496 | $5,291-33.9% | $4,728-26.1% | $6,400-45.4% |
| Admin fee / account holder | $7,984 | $7,491+6.6% | $6,411+24.5% | $11,427-30.1% |