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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,757 | $133,998-58.4% | $112,263-50.3% | $134,545-58.6% |
| Participation rate | 86.7% | 78.6%+8.1pp | 75.1%+11.6pp | 81.2%+5.4pp |
| Annual return | -23.44% | 47.17%-70.6pp | 27.49%-50.9pp | 418.37%-441.8pp |
| Employer contribution / active EE | $1,075 | $4,040-73.4% | $3,636-70.4% | $4,742-77.3% |
| Participant deferral / active EE | $3,496 | $5,292-34.0% | $4,729-26.1% | $6,401-45.4% |
| Admin fee / account holder | $7,984 | $7,493+6.6% | $6,410+24.5% | $11,431-30.2% |