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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 30-0219031 | Recordkeeping | $31,009 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,331 | $51,223-44.7% | $82,763-65.8% | $66,949-57.7% |
| Participation rate | 98.5% | 67.9%+30.6pp | 72.6%+25.9pp | 69.8%+28.7pp |
| Annual return | -18.53% | -9.85%-8.7pp | 702.45%-721.0pp | 1.57%-20.1pp |
| Employer contribution / active EE | $1,262 | $2,611-51.6% | $3,008-58.0% | $2,545-50.4% |
| Participant deferral / active EE | $2,015 | $3,460-41.8% | $4,395-54.1% | $4,239-52.5% |
| Admin fee / account holder | $195 | $415-53.1% | $5,325-96.3% | $594-67.1% |