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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,616 | $80,983+21.8% | $96,544+2.1% | $75,177+31.2% |
| Participation rate | 96.2% | 71.8%+24.4pp | 76.0%+20.2pp | 67.2%+28.9pp |
| Annual return | 17.45% | 27.05%-9.6pp | 25.88%-8.4pp | 160.75%-143.3pp |
| Employer contribution / active EE | $0 | $2,282-100.0% | $2,966-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $3,145 | $3,929-19.9% | $4,851-35.2% | $4,126-23.8% |
| Admin fee / account holder | $1,476 | $6,717-78.0% | $8,254-82.1% | $5,651-73.9% |