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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,520 | $115,814+5.8% | $101,275+21.0% | $158,982-22.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 13.76% | 56.16%-42.4pp | 46.48%-32.7pp | 302.99%-289.2pp |
| Employer contribution / active EE | $907 | $4,176-78.3% | $3,660-75.2% | $4,763-81.0% |
| Participant deferral / active EE | $4,080 | $4,958-17.7% | $4,371-6.6% | $5,983-31.8% |
| Admin fee / account holder | $1,012 | $7,249-86.0% | $5,948-83.0% | $11,252-91.0% |