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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,098 | $98,240+119.0% | $82,312+161.3% | $147,586+45.7% |
| Participation rate | 92.9% | 79.7%+13.1pp | 76.9%+16.0pp | 82.8%+10.0pp |
| Annual return | 17.30% | 30.85%-13.6pp | 25.88%-8.6pp | 578.59%-561.3pp |
| Employer contribution / active EE | $3,082 | $3,192-3.4% | $2,428+26.9% | $4,876-36.8% |
| Participant deferral / active EE | $5,534 | $4,383+26.2% | $3,706+49.3% | $5,439+1.7% |
| Admin fee / account holder | $41,056 | $8,563+379.5% | $5,608+632.1% | $10,886+277.2% |