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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,607 | $96,691+141.6% | $86,656+169.6% | $139,487+67.5% |
| Participation rate | 14.3% | 74.4%-60.1pp | 71.7%-57.4pp | 80.3%-66.1pp |
| Annual return | 20.49% | 106.87%-86.4pp | 593.09%-572.6pp | 373.84%-353.4pp |
| Employer contribution / active EE | $2,383 | $3,267-27.0% | $3,025-21.2% | $4,755-49.9% |
| Participant deferral / active EE | $9,835 | $4,838+103.3% | $4,439+121.6% | $6,713+46.5% |
| Admin fee / account holder | $1,418 | $6,414-77.9% | $5,619-74.8% | $11,407-87.6% |