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| Provider | Service type | Compensation |
|---|---|---|
ASSOCIATED TRUST COMPANY, N.A.8+ years Service code 15 · EIN 30-0219031 | Recordkeeping | $68,648 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,446 | $65,437+33.6% | $86,698+0.9% | $66,949+30.6% |
| Participation rate | 96.7% | 75.5%+21.2pp | 76.6%+20.1pp | 69.8%+26.9pp |
| Annual return | -13.30% | -10.91%-2.4pp | 35.96%-49.3pp | 1.57%-14.9pp |
| Employer contribution / active EE | $1,700 | $2,154-21.0% | $2,837-40.1% | $2,545-33.2% |
| Participant deferral / active EE | $4,082 | $4,102-0.5% | $4,656-12.3% | $4,239-3.7% |
| Admin fee / account holder | $345 | $642-46.2% | $7,492-95.4% | $594-41.9% |