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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $431,570 | $148,629+190.4% | $135,982+217.4% | $139,487+209.4% |
| Participation rate | 90.9% | 83.9%+7.0pp | 81.9%+9.0pp | 80.3%+10.6pp |
| Annual return | 21.07% | 79.33%-58.3pp | 68.32%-47.3pp | 373.84%-352.8pp |
| Employer contribution / active EE | $17,273 | $5,247+229.2% | $4,859+255.5% | $4,755+263.3% |
| Participant deferral / active EE | $14,608 | $8,102+80.3% | $7,760+88.2% | $6,713+117.6% |
| Admin fee / account holder | $6,041 | $12,406-51.3% | $10,767-43.9% | $11,407-47.0% |