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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,627 | $93,124-49.9% | $77,100-39.5% | $134,545-65.3% |
| Participation rate | 95.0% | 74.5%+20.5pp | 67.9%+27.1pp | 81.2%+13.8pp |
| Annual return | -20.60% | 62.68%-83.3pp | 42.35%-63.0pp | 418.37%-439.0pp |
| Employer contribution / active EE | $0 | $3,421-100.0% | $2,815-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $4,265 | $5,242-18.6% | $4,430-3.7% | $6,401-33.4% |
| Admin fee / account holder | $402 | $6,970-94.2% | $5,443-92.6% | $11,431-96.5% |