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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,105 | $154,209-71.4% | $130,062-66.1% | $139,487-68.4% |
| Participation rate | 83.3% | 82.0%+1.4pp | 78.5%+4.8pp | 80.3%+3.0pp |
| Annual return | 9.92% | 32.52%-22.6pp | -137.37%+147.3pp | 373.84%-363.9pp |
| Employer contribution / active EE | $353 | $5,292-93.3% | $4,322-91.8% | $4,755-92.6% |
| Participant deferral / active EE | $3,452 | $6,709-48.5% | $5,821-40.7% | $6,713-48.6% |
| Admin fee / account holder | $30,679 | $13,988+119.3% | $10,601+189.4% | $11,407+168.9% |