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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,277 | $178,174-64.5% | $156,181-59.5% | $137,256-53.9% |
| Participation rate | 90.5% | 82.0%+8.4pp | 78.8%+11.6pp | 80.0%+10.5pp |
| Annual return | 13.70% | 84.19%-70.5pp | 64.87%-51.2pp | 220.34%-206.6pp |
| Employer contribution / active EE | $1,926 | $4,972-61.3% | $4,294-55.2% | $4,156-53.7% |
| Participant deferral / active EE | $4,302 | $6,888-37.5% | $6,132-29.9% | $6,407-32.9% |
| Admin fee / account holder | $9,593 | $17,404-44.9% | $14,586-34.2% | $12,270-21.8% |