Filed October 16, 2025 (most recent of 2 filings on file)
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 18 · EIN 13-5674085 | Custodial (other than securities); In... | $106,079 |
NATIONAL EXCHANGE BANK AND TRUST1+ years Service code 18 · EIN 39-0493676 | Custodial (other than securities) | $31,492 |
EMJAY CORPORATION1+ years Service code 19 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Securities Custodian | $625 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,107 | $57,921-16.9% | $84,750-43.2% | $57,658-16.6% |
| Participation rate | 97.2% | 72.9%+24.3pp | 76.6%+20.6pp | 70.2%+27.0pp |
| Annual return | 9.58% | 10.24%-0.7pp | 22.78%-13.2pp | 5.13%+4.4pp |
| Employer contribution / active EE | $4,115 | $2,598+58.4% | $3,574+15.1% | $1,974+108.5% |
| Participant deferral / active EE | $0 | $2,742-100.0% | $3,712-100.0% | $3,061-100.0% |
| Admin fee / account holder | $327 | $130+151.9% | $5,332-93.9% | $95+245.6% |