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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,470 | $124,330+174.6% | $109,173+212.8% | $167,536+103.8% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 12.53% | 26.04%-13.5pp | 25.75%-13.2pp | 478.82%-466.3pp |
| Employer contribution / active EE | $6,944 | $4,209+65.0% | $3,723+86.5% | $4,839+43.5% |
| Participant deferral / active EE | $8,403 | $5,256+59.9% | $4,654+80.6% | $6,342+32.5% |
| Admin fee / account holder | $729 | $7,974-90.9% | $6,755-89.2% | $12,315-94.1% |