Retirement plan

SHEBOYGAN PAPER BOX CO. EMPLOYEES' PROFIT SHARING AND RETIREMENT SAVINGS PLAN

Name: SHEBOYGAN PAPER BOX COMPANY - SHEBOYGAN PAPER BOX CO. EMPLOYEES' PROFIT SHARING AND RETIREMENT SAVINGS PLAN (2020) Form 5500
Creator: SHEBOYGAN PAPER BOX COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SHEBOYGAN PAPER BOX CO. EMPLOYEES' PROFIT SHARING AND RETIREMENT SAVINGS PLAN, SHEBOYGAN PAPER BOX COMPANY

SHEBOYGAN PAPER BOX COMPANYEIN 39-0740279Plan #001PY 2020

PO BOX 326 - SHEBOYGAN, WI 530820326920-458-8373LinkedIn51-200 employeespackaging and containers

Prospect flagsHigh feesLow employer contribution

How to read this page

Total assets (EOY)

$10.6M

+20.2% from 2019

Total participants

+14.6% from 2019

Average account balance

$135,463

+10.9% from 2019

Annual return

20.96%

-9.79 pp from 2019

Benchmarks

See 5,720 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants25-99

Cohort5,720 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$10.15M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$141K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

92.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$410K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+26.40%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$7552

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$327K

$4090 / participant

Other / not subdivided$327K100.0%

% of EOY assets

3.097%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$135,463

$81,208+66.8%

$98,920+36.9%

$79,856+69.6%

Participation rate

80.0%

72.5%+7.5pp

76.0%+4.0pp

69.6%+10.4pp

Annual return

20.96%

60.99%-40.0pp

196.47%-175.5pp

31.71%-10.8pp

Employer contribution / active EE

$250

$1,960-87.2%

$2,689-90.7%

$2,471-89.9%

Participant deferral / active EE

$2,574

$3,265-21.2%

$4,245-39.4%

$3,741-31.2%

Admin fee / account holder

$4,195

$6,013-30.2%

$6,643-36.8%

$5,306-20.9%

SHEBOYGAN PAPER BOX CO. EMPLOYEES' PROFIT SHARING AND RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SHEBOYGAN PAPER BOX CO. EMPLOYEES' PROFIT SHARING AND RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion