Retirement plan

MCMAHON ASSOCIATES, INC. 401(K) PROFIT SHARING PLAN

Name: MCMAHON ASSOCIATES, INC. - MCMAHON ASSOCIATES, INC. 401(K) PROFIT SHARING PLAN (2018) Form 5500
Creator: MCMAHON ASSOCIATES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MCMAHON ASSOCIATES, INC. 401(K) PROFIT SHARING PLAN, MCMAHON ASSOCIATES, INC.

MCMAHON ASSOCIATES, INC.EIN 39-0735791Plan #001PY 2018

P.O. BOX 1025 - NEENAH, WI 549571025920-751-4200mcmgrp.comLinkedIn51-200 employeescivil engineering

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$26.5M

-5.2% from 2017

Total participants

120

+3.4% from 2017

Average account balance

$223,047

-7.5% from 2017

Annual return

-6.77%

-21.29 pp from 2017

Benchmarks

See 5,340 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,340 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$37.21M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$295K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

126

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.59M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$23K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.07%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$950

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
ROTHSCHILD ASSET MANAGEMENT2 years Filed as: BRONFMAN ROTHSCHILD Service code 10 · EIN 39-1908691	Accounting	$80,717
RBC WEALTH MANAGEMENT2 years Service code 26 717 N. MCCARTHY ROAD · APPLETON, WI 54913	Advisory (Participants)	$20,630
ERICKSON & ASSOCIATES1 year Service code 10 · EIN 39-1520996	Accounting	$7,200

Plan features & details

Pension benefit codes2E2G2J2R3D2F

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$109K

$974 / participant

Investment mgmt$82K75.5%
Other / not subdivided$27K24.5%

% of EOY assets

0.411%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: ERICKSON & ASSOCIATES, S.C.
Auditor EIN: 391520996
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$223,047

$73,102+205.1%

$123,553+80.5%

$56,289+296.3%

Participation rate

99.1%

74.3%+24.8pp

82.3%+16.8pp

69.9%+29.3pp

Annual return

-6.77%

3.01%-9.8pp

119.21%-126.0pp

-9.96%+3.2pp

Employer contribution / active EE

$14,160

$2,977+375.7%

$4,628+206.0%

$2,111+570.7%

Participant deferral / active EE

$3,781

$5,423-30.3%

$6,426-41.2%

$3,350+12.9%

Admin fee / account holder

$916

$554+65.5%

$9,284-90.1%

$521+75.9%

Provider

Service type

Compensation

ROTHSCHILD ASSET MANAGEMENT2 years

Filed as: BRONFMAN ROTHSCHILD

Service code 10 · EIN 39-1908691

Accounting

$80,717

RBC WEALTH MANAGEMENT2 years

Service code 26

717 N. MCCARTHY ROAD · APPLETON, WI 54913

Advisory (Participants)

$20,630

ERICKSON & ASSOCIATES1 year

Service code 10 · EIN 39-1520996

Accounting

$7,200

MCMAHON ASSOCIATES, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MCMAHON ASSOCIATES, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion