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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,397 | $86,298-56.7% | $111,308-66.4% | $85,847-56.4% |
| Participation rate | 77.1% | 73.3%+3.7pp | 77.3%-0.2pp | 69.3%+7.8pp |
| Annual return | 12.43% | 19.99%-7.6pp | 54.67%-42.2pp | 318.61%-306.2pp |
| Employer contribution / active EE | $867 | $2,044-57.6% | $2,732-68.3% | $2,565-66.2% |
| Participant deferral / active EE | $2,324 | $3,641-36.2% | $4,487-48.2% | $3,952-41.2% |
| Admin fee / account holder | $1,701 | $8,189-79.2% | $7,965-78.7% | $6,261-72.8% |