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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,661 | $71,873+28.9% | $86,698+6.9% | $68,490+35.3% |
| Participation rate | 97.5% | 72.2%+25.3pp | 76.6%+20.9pp | 67.9%+29.6pp |
| Annual return | -17.61% | 3.54%-21.1pp | 35.96%-53.6pp | -7.85%-9.8pp |
| Employer contribution / active EE | $4,000 | $2,173+84.0% | $2,837+41.0% | $2,597+54.0% |
| Participant deferral / active EE | $3,558 | $3,779-5.8% | $4,656-23.6% | $4,028-11.7% |
| Admin fee / account holder | $5,552 | $6,110-9.1% | $7,492-25.9% | $5,403+2.8% |