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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,844 | $91,536-39.0% | $130,062-57.1% | $75,177-25.7% |
| Participation rate | 52.1% | 71.5%-19.4pp | 78.5%-26.4pp | 67.2%-15.1pp |
| Annual return | 19.21% | -631.62%+650.8pp | -137.37%+156.6pp | 160.75%-141.5pp |
| Employer contribution / active EE | $915 | $2,845-67.8% | $4,322-78.8% | $2,671-65.7% |
| Participant deferral / active EE | $2,007 | $4,343-53.8% | $5,821-65.5% | $4,126-51.4% |
| Admin fee / account holder | $586 | $6,780-91.4% | $10,601-94.5% | $5,651-89.6% |