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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,600 | $80,983-41.2% | $96,544-50.7% | $75,177-36.7% |
| Participation rate | 95.3% | 71.8%+23.6pp | 76.0%+19.4pp | 67.2%+28.1pp |
| Annual return | 12.30% | 27.05%-14.8pp | 25.88%-13.6pp | 160.75%-148.5pp |
| Employer contribution / active EE | $2,443 | $2,282+7.0% | $2,966-17.6% | $2,671-8.5% |
| Participant deferral / active EE | $1,315 | $3,929-66.5% | $4,851-72.9% | $4,126-68.1% |
| Admin fee / account holder | $4,429 | $6,717-34.1% | $8,254-46.3% | $5,651-21.6% |