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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,269 | $60,349+14.8% | $74,184-6.6% | $62,881+10.2% |
| Participation rate | 77.2% | 72.7%+4.5pp | 76.6%+0.6pp | 69.3%+7.9pp |
| Annual return | -1.79% | 21.38%-23.2pp | 17.74%-19.5pp | 20.14%-21.9pp |
| Employer contribution / active EE | $419 | $1,680-75.1% | $2,370-82.3% | $2,281-81.6% |
| Participant deferral / active EE | $3,188 | $2,856+11.6% | $3,550-10.2% | $3,203-0.5% |
| Admin fee / account holder | $16,422 | $4,261+285.4% | $5,586+194.0% | $4,296+282.3% |