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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,219 | $112,131+116.0% | $95,964+152.4% | $158,982+52.4% |
| Participation rate | 92.3% | 79.0%+13.3pp | 77.1%+15.2pp | 82.0%+10.3pp |
| Annual return | 3.63% | 171.19%-167.6pp | 91.64%-88.0pp | 302.99%-299.4pp |
| Employer contribution / active EE | $2,821 | $3,199-11.8% | $2,541+11.0% | $4,763-40.8% |
| Participant deferral / active EE | $10,479 | $4,784+119.0% | $4,167+151.5% | $5,983+75.1% |
| Admin fee / account holder | $23,867 | $10,136+135.5% | $6,797+251.1% | $11,252+112.1% |