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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,226 | $315,200-1.6% | $238,191+30.2% | $155,188+99.9% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.1%+22.9pp | 80.8%+19.2pp |
| Annual return | 13.81% | 10.25%+3.6pp | 13.02%+0.8pp | 148.84%-135.0pp |
| Employer contribution / active EE | $12,918 | $6,383+102.4% | $5,082+154.2% | $4,248+204.1% |
| Participant deferral / active EE | $10,739 | $8,044+33.5% | $6,726+59.7% | $6,531+64.4% |
| Admin fee / account holder | $22,236 | $48,031-53.7% | $34,582-35.7% | $14,480+53.6% |