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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,226 | $407,956-24.0% | $299,830+3.5% | $198,609+56.2% |
| Participation rate | 100.0% | 83.3%+16.7pp | 78.5%+21.5pp | 82.4%+17.6pp |
| Annual return | 13.81% | 6.66%+7.2pp | 10.58%+3.2pp | 202.70%-188.9pp |
| Employer contribution / active EE | $12,918 | $7,661+68.6% | $5,842+121.1% | $5,055+155.5% |
| Participant deferral / active EE | $10,739 | $8,628+24.5% | $7,038+52.6% | $6,977+53.9% |
| Admin fee / account holder | $22,236 | $73,031-69.6% | $50,982-56.4% | $19,030+16.8% |