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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,226 | $282,059+10.0% | $213,469+45.3% | $154,746+100.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 13.81% | 20.90%-7.1pp | 20.58%-6.8pp | 172.34%-158.5pp |
| Employer contribution / active EE | $12,918 | $6,189+108.7% | $4,994+158.7% | $4,379+195.0% |
| Participant deferral / active EE | $10,739 | $8,186+31.2% | $6,841+57.0% | $6,730+59.6% |
| Admin fee / account holder | $22,236 | $37,435-40.6% | $27,141-18.1% | $14,365+54.8% |