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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,320 | $88,603-28.5% | $69,890-9.4% | $134,545-52.9% |
| Participation rate | 100.0% | 74.9%+25.1pp | 70.5%+29.5pp | 81.2%+18.8pp |
| Annual return | -18.23% | 442.93%-461.2pp | 190.84%-209.1pp | 418.37%-436.6pp |
| Employer contribution / active EE | $2,576 | $3,236-20.4% | $2,560+0.6% | $4,742-45.7% |
| Participant deferral / active EE | $1,773 | $4,771-62.8% | $3,848-53.9% | $6,401-72.3% |
| Admin fee / account holder | $562 | $10,443-94.6% | $6,267-91.0% | $11,431-95.1% |