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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,921 | $114,712+6.3% | $173,730-29.8% | $87,485+39.4% |
| Participation rate | 89.1% | 73.0%+16.1pp | 79.6%+9.5pp | 68.9%+20.1pp |
| Annual return | 13.74% | 20.18%-6.4pp | 19.96%-6.2pp | 26.06%-12.3pp |
| Employer contribution / active EE | $3,000 | $2,904+3.3% | $4,577-34.5% | $2,596+15.6% |
| Participant deferral / active EE | $4,611 | $4,642-0.7% | $6,326-27.1% | $4,274+7.9% |
| Admin fee / account holder | $4,328 | $10,210-57.6% | $17,523-75.3% | $7,775-44.3% |