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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,746 | $101,795+11.7% | $165,100-31.1% | $80,959+40.5% |
| Participation rate | 89.7% | 71.8%+17.9pp | 78.6%+11.1pp | 67.7%+22.0pp |
| Annual return | 10.53% | 16.73%-6.2pp | 70.21%-59.7pp | 35.67%-25.1pp |
| Employer contribution / active EE | $2,828 | $2,954-4.2% | $4,348-35.0% | $2,757+2.6% |
| Participant deferral / active EE | $4,617 | $4,476+3.2% | $6,035-23.5% | $4,300+7.4% |
| Admin fee / account holder | $3,964 | $8,221-51.8% | $12,696-68.8% | $6,925-42.8% |