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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,921 | $108,825+12.0% | $156,181-21.9% | $82,448+47.9% |
| Participation rate | 89.1% | 72.4%+16.7pp | 78.8%+10.2pp | 68.1%+21.0pp |
| Annual return | 13.74% | 20.59%-6.9pp | 64.87%-51.1pp | 41.64%-27.9pp |
| Employer contribution / active EE | $3,000 | $2,870+4.6% | $4,294-30.1% | $2,551+17.6% |
| Participant deferral / active EE | $4,611 | $4,577+0.7% | $6,132-24.8% | $4,139+11.4% |
| Admin fee / account holder | $4,328 | $9,341-53.7% | $14,586-70.3% | $7,234-40.2% |