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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,476 | $112,131+116.2% | $95,964+152.7% | $158,982+52.5% |
| Participation rate | 68.2% | 79.0%-10.8pp | 77.1%-8.9pp | 82.0%-13.8pp |
| Annual return | 8.53% | 171.19%-162.7pp | 91.64%-83.1pp | 302.99%-294.5pp |
| Employer contribution / active EE | $0 | $3,199-100.0% | $2,541-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $2,530 | $4,784-47.1% | $4,167-39.3% | $5,983-57.7% |
| Admin fee / account holder | $84,314 | $10,136+731.8% | $6,797+1140.4% | $11,252+649.4% |