Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,945 | $67,411-2.2% | $91,004-27.5% | $70,126-6.0% |
| Participation rate | 51.9% | 71.4%-19.5pp | 75.6%-23.8pp | 69.5%-17.7pp |
| Annual return | 10.28% | -40.16%+50.4pp | 4.60%+5.7pp | 73.15%-62.9pp |
| Employer contribution / active EE | $1,839 | $1,786+3.0% | $2,456-25.1% | $2,343-21.5% |
| Participant deferral / active EE | $3,399 | $2,823+20.4% | $3,548-4.2% | $3,332+2.0% |
| Admin fee / account holder | $3,046 | $4,236-28.1% | $5,417-43.8% | $4,645-34.4% |