Filed January 29, 2005
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
ASSOCIATED TRUST COMPANY, N.A.10+ years Service code 15 · EIN 30-0219031 | Recordkeeping | $79,447 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,899 | $87,870+39.9% | $113,168+8.6% | $74,304+65.4% |
| Participation rate | 93.1% | 70.7%+22.4pp | 76.6%+16.5pp | 60.3%+32.8pp |
| Annual return | 13.86% | 26.44%-12.6pp | 24.27%-10.4pp | 29.43%-15.6pp |
| Employer contribution / active EE | $3,553 | $2,277+56.0% | $2,975+19.4% | $2,241+58.5% |
| Participant deferral / active EE | $6,484 | $4,241+52.9% | $5,107+27.0% | $3,767+72.1% |
| Admin fee / account holder | $302 | $3,368-91.0% | $12,068-97.5% | $2,969-89.8% |