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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY11+ years Filed as: MORGAN STANLEY Service code 26 · EIN 26-4310632 111 N WASHINGTON ST., SUITE 410 · GREEN BAY, WI 54301 | Advisory (Participants) | $40,546 |
PENSION INC.11+ years Service code 13 · EIN 39-1955089 1980 COMMERCIAL WAY · GREEN BAY, WI 54311 | Contract Administrator | $25,208 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,685 | $85,515-4.5% | $112,040-27.1% | $67,986+20.2% |
| Participation rate | 93.3% | 68.2%+25.1pp | 76.5%+16.8pp | 57.2%+36.1pp |
| Annual return | 18.87% | 29.68%-10.8pp | 24.52%-5.7pp | 31.67%-12.8pp |
| Employer contribution / active EE | $1,764 | $2,191-19.5% | $2,954-40.3% | $2,019-12.6% |
| Participant deferral / active EE | $4,281 | $4,014+6.7% | $5,098-16.0% | $3,358+27.5% |
| Admin fee / account holder | $387 | $3,774-89.7% | $12,098-96.8% | $3,203-87.9% |