Filed March 2, 2026
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| Provider | Service type | Compensation |
|---|---|---|
LINCOLN NATIONAL CORPORATION5 years Service code 13 · EIN 35-1140070 | Contract Administrator | $236,881 |
Service code 17 · EIN 61-1732930 | Pension Consulting | $13,759 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,604 | $45,000-67.5% | $143,757-89.8% | $77,904-81.3% |
| Participation rate | 42.8% | 66.8%-24.1pp | 80.3%-37.5pp | 73.7%-30.9pp |
| Annual return | -12.20% | 29.03%-41.2pp | -0.04%-12.2pp | 12.21%-24.4pp |
| Employer contribution / active EE | $268 | $1,870-85.7% | $4,951-94.6% | $2,848-90.6% |
| Participant deferral / active EE | $1,072 | $3,157-66.0% | $5,637-81.0% | $4,806-77.7% |
| Admin fee / account holder | $87 | $98-11.2% | $14,673-99.4% | $133-34.0% |