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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,879 | $92,766-60.2% | $82,763-55.4% | $134,545-72.6% |
| Participation rate | 81.3% | 75.2%+6.0pp | 72.6%+8.7pp | 81.2%0pp |
| Annual return | 0.00% | 946.97%-947.0pp | 702.45%-702.4pp | 418.37%-418.4pp |
| Employer contribution / active EE | $1,839 | $3,273-43.8% | $3,008-38.9% | $4,742-61.2% |
| Participant deferral / active EE | $3,005 | $4,802-37.4% | $4,395-31.6% | $6,401-53.1% |
| Admin fee / account holder | $2,866 | $5,978-52.1% | $5,325-46.2% | $11,431-74.9% |