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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,388 | $91,537-89.7% | $130,045-92.8% | $75,173-87.5% |
| Participation rate | 97.3% | 71.5%+25.8pp | 78.5%+18.8pp | 67.2%+30.1pp |
| Annual return | 41.06% | -631.55%+672.6pp | -137.30%+178.4pp | 160.72%-119.7pp |
| Employer contribution / active EE | $3,706 | $2,845+30.3% | $4,321-14.3% | $2,671+38.7% |
| Participant deferral / active EE | $6,480 | $4,343+49.2% | $5,820+11.3% | $4,126+57.0% |
| Admin fee / account holder | $1,257 | $6,780-81.5% | $10,600-88.1% | $5,651-77.8% |