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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,572 | $49,896-90.8% | $80,627-94.3% | $75,173-93.9% |
| Participation rate | 95.5% | 55.3%+40.1pp | 67.0%+28.4pp | 67.2%+28.3pp |
| Annual return | 153.57% | 34.67%+118.9pp | 936.76%-783.2pp | 160.72%-7.1pp |
| Employer contribution / active EE | $1,747 | $1,699+2.8% | $2,723-35.9% | $2,671-34.6% |
| Participant deferral / active EE | $2,279 | $2,992-23.8% | $4,443-48.7% | $4,126-44.8% |
| Admin fee / account holder | $323 | $3,578-91.0% | $5,381-94.0% | $5,651-94.3% |