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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,151 | $112,729+153.8% | $98,716+189.9% | $137,256+108.5% |
| Participation rate | 33.3% | 74.2%-40.9pp | 69.3%-36.0pp | 80.0%-46.6pp |
| Annual return | 7.19% | 38.48%-31.3pp | 31.81%-24.6pp | 220.34%-213.2pp |
| Employer contribution / active EE | $1,268 | $2,725-53.5% | $2,279-44.4% | $4,156-69.5% |
| Participant deferral / active EE | $4,312 | $4,640-7.1% | $4,048+6.5% | $6,407-32.7% |
| Admin fee / account holder | $0 | $10,129-100.0% | $8,703-100.0% | $12,270-100.0% |