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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,347 | $111,785+124.8% | $93,669+168.3% | $145,877+72.3% |
| Participation rate | 40.0% | 74.2%-34.2pp | 68.7%-28.7pp | 80.3%-40.3pp |
| Annual return | -19.64% | 203.79%-223.4pp | 133.59%-153.2pp | 551.28%-570.9pp |
| Employer contribution / active EE | $1,604 | $3,096-48.2% | $2,424-33.8% | $4,663-65.6% |
| Participant deferral / active EE | $5,076 | $4,919+3.2% | $4,416+15.0% | $6,691-24.1% |
| Admin fee / account holder | $0 | $10,256-100.0% | $8,291-100.0% | $13,402-100.0% |