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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,557 | $82,324-69.0% | $68,803-62.9% | $134,545-81.0% |
| Participation rate | 55.6% | 75.1%-19.5pp | 69.0%-13.5pp | 81.2%-25.7pp |
| Annual return | -18.82% | -2.17%-16.6pp | -6.37%-12.4pp | 418.37%-437.2pp |
| Employer contribution / active EE | $1,113 | $3,302-66.3% | $2,656-58.1% | $4,742-76.5% |
| Participant deferral / active EE | $2,260 | $4,740-52.3% | $3,942-42.7% | $6,401-64.7% |
| Admin fee / account holder | $1,062 | $6,485-83.6% | $4,936-78.5% | $11,431-90.7% |