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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,033 | $75,962-80.2% | $154,108-90.2% | $64,173-76.6% |
| Participation rate | 94.3% | 70.4%+23.9pp | 83.0%+11.2pp | 69.6%+24.7pp |
| Annual return | -9.48% | 30.32%-39.8pp | 735.21%-744.7pp | 7.63%-17.1pp |
| Employer contribution / active EE | $1,060 | $3,350-68.4% | $5,298-80.0% | $2,381-55.5% |
| Participant deferral / active EE | $2,244 | $3,175-29.3% | $5,081-55.8% | $3,470-35.3% |
| Admin fee / account holder | $827 | $5,589-85.2% | $13,411-93.8% | $4,887-83.1% |