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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,901 | $154,228-26.8% | $145,433-22.4% | $137,256-17.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 24.07% | 74.59%-50.5pp | 66.58%-42.5pp | 220.34%-196.3pp |
| Employer contribution / active EE | $25,996 | $4,804+441.1% | $4,554+470.8% | $4,156+525.5% |
| Participant deferral / active EE | $22,281 | $8,216+171.2% | $7,897+182.1% | $6,407+247.8% |
| Admin fee / account holder | $2,606 | $14,344-81.8% | $13,129-80.2% | $12,270-78.8% |